Sample preview · 123 Main Street, Belmar

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What risks should I know about for 123 Main Street?

Low overall. The headline risks are structural age and a modest comp-cluster concentration — neither disqualifying.

  • FloodLow
    Zone X, minimal exposure. Insurance flat, no surge premium.
  • Structural ageModerate
    Built 1925. The 2018 renovation covered electrical, HVAC, kitchen, baths — but not siding or windows.
  • Comp depthLow
    9 close comps over 18 months. Tight cluster, confident BCV.
  • Town momentumModerate
    Belmar showing mild cooling on $/sqft over the last 2 quarters. Not a regime shift; worth tracking.
  • Renovation depthModerate
    Exterior siding and windows are original. Budget $30–50K if you want them refreshed in the first 3 years.

Nothing here moves the verdict. The age and reno-depth flags are normal for a 1925 Belmar cottage — the renovation history is good, and the flood-zone profile is the best you can get on the coast.

Full Risk Bar (5-axis read with confidence intervals) and the underlying risk substrate are in Scout.

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The kinds of questions we answer
  • What do you think of 123 Main Street, Belmar?
  • Is 123 Main Street worth $895,000? Walk me through the math.
  • How does 123 Main Street compare to other Belmar listings in this range?
  • What risks should I know about for 123 Main Street?
  • What might 123 Main Street be worth in 5 years?
  • What's the zoning on 123 Main Street, and what can I do with it?
  • Which Belmar micro-pocket is 123 Main Street in, and what does that mean?
  • What development is in the Belmar pipeline that could affect 123 Main Street?
  • What's Belmar like to live in?
  • Is Spring Lake walkable?
  • How are the schools in Belmar?
  • Avon-by-the-Sea vs. Manasquan — which is the better fit for a family?
  • Belmar — 1308 D Street: small house, big lot, dated condition
  • Manasquan — 405 Pearce Avenue: under town median, deep lot, ready for kitchen + bath
  • Sea Girt — 612 Stockton Lake Boulevard: oversized lot in a premium town